Town and Country Bank offers our customers a variety of services. Choose the one that's right for you.


Transaction Services

Savings Services
Loan Services
Rates Table
Information Request Form

 

Transaction Services

Terry
Financial Services

Money Master Checking Account I:
A maintenance free account if you maintain either a minimum daily balance of $300.00 or a minimum average daily balance of $1,000.00. You may also avoid a fee by maintaining a $1000.00 minimum daily balance in either a savings account or a Certificate of Deposit.

Money Master Checking Account II:
If you write out a number of checks in a month and drop below the minimum balance of $300.00, there is a flat fee for this account. You do not pay any additional fee per check.

Money Master Now Account:
You are paid interest on your money. This account is also maintenance free if you maintain a minimum daily balance of $500.00. (See our rate table for the current rate on this account.)

Money Master Super Now:
Earn interest on your account from $1.00. No minimum balance requirement, no charge per check, unlimited check writing, and a flat monthly fee. (See our rate table for the current rate on this account.)

Money Master Investment Savings Account:
If you want to have your money available to you and want to receive a high interest rate, this account is for you. You are limited to six pre-authorized withdrawals on this account per month, of which three may be by check. (See our rate table for the current rate on this account.)

Money Master Now '55':
This account offers the same benefits as our Money Master Now Account, but if you are 55 plus the maintenance fee and minimum balance requirements are waived.

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Savings Services

Statement Savings Account:
To avoid a monthly maintenance fee a $100.00 daily balance is required.

Listed below are some features that pertain to the accounts above with no extra charge.
     *ATM cards

 
     *Monthly Statements
     *Notary services

Christmas Clubs:
You are not limited to the amount of money that you may deposit. You will also receive interest on this account and there is not a minimum balance requirement. We will mail you a check every year for the amount in your account including the interest in time for you to do your Christmas shopping or pay your house taxes. There is a penalty for early withdrawal.

For information on our Certificate of Deposits or IRA accounts, click on our rate table attached or call us at 920-262-2900 (Watertown) or 920-925-3555 (Lebanon), or fill out our guest book and we will get back to you.  

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Loan Services


PERSONAL LOANS

Town and Country Bank offers a wide variety of loans to meet your personal needs.

 

Vehicle

 

Home Improvement

 

Vacation

 

Credit Card

 

Personal Reserve Account

For major purchases, such as a vehicle or vacation, you may borrow for a specified term with a fixed rate of interest.

 

MORTGAGE LOANS

Owning your own home is likely to be one of the most important investments you will ever make. At Town and Country Bank we will work with you to design a mortgage tailored to meet your needs and budget.

 

Conventional Fixed Rates

 

Balloon Mortgages

 

Construction Loans

 

Lot Loans

 

Jumbo Loans

 

Refinancing

 

HOME EQUITY LOANS

Access the equity in your home, with an equity line of credit, at a rate of interest lower than many other forms of consumer credit. This line of credit can be used to pay off existing debt or for any purpose you choose. Best of all, the interest may be deductible.

We recommend you consult a tax adviser regarding deductibility.

 

COMMERCIAL AND SMALL BUSINESS LOANS

When the relationship between a bank and a business works, the business succeeds. At Town and Country Bank we recognize that as the key to business banking. We offer real estate, construction, equipment and operating loans for existing and startup businesses.

 

AGRICULTURAL LOANS

At Town and Country Bank we offer agricultural real estate, equipment and operating loans

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